Insurance

Paying for Your Unique Birth

Exploring costs for maternity care can be challenging. Our Medical Director, Nichelle Whitehead, MD, is contracted as an In-Network Provider with the following Insurance Plans:

  • BlueCross and Blue Shield
  • Cigna
  • Arizona Care Network
  • Aetna
  • Medica / Bright Health
  • United Health Care (Not the AHCCCS Plan)

Provider refers to the Doctor, while Facility refers to the place where you give birth. For example: Doctor = Provider & Hospital = Facility

Blossom Birth & Wellness Center is the Facility where you give birth, so clients are responsible for both the provider portion and facility fees. You may also be responsible for your baby’s deductible when born at our facility.

 

In-Network Provider Covered and Facility Covered Insurance Plans

Nichelle Whitehead, MD, is contracted as an In-Network Provider, and Blossom is contracted as an In-Network Facility with Blue Cross Blue Shield, Cigna, Arizona Care Network (intel), Aetna, United Healthcare, and Medica/Bright Health. Blossom collects your deductible, co-insurance, and copays for mother and baby - based on your individual plan, covering both provider and facility.

In-Network Provider Covered Only (Facility Not Covered)

Nichelle Whitehead, MD, is contracted as an In-Network Provider with some smaller, private insurance plans. With these insurance companies, we collect deductibles, co-insurance, and copays for the provider portion and facility fees.  Clients are responsible for their total Facility portion.

Your total costs for provider and facility will never exceed our cash pay price of $7,200. We charge a $1,000 fee for insurance-billed clients covering incidentals like IVs, NSTs, and similar uncovered services outside of birth-care plans.

If Blossom is not contracted with your insurance plan, we are considered out of network, and the cost is based on your plan benefits. To determine your insurance plan coverage, complete our verification of benefits. All estimated client responsible payments must be completed by 32 weeks or sooner.

Please click the Verification of Benefits button and submit your insurance information so we can provide you with our best estimate of your total out of pocket costs. You should receive an email explaining your benefits within 5 business days if all necessary information is provided.

Cash Pay Pricing

For clients who opt for cash payment, we offer a total price of $7,200. If payment is made by 28 weeks in your estimated birth journey, you qualify for a 10% discount on that total cash pay price. All payments must be completed by 32 weeks or sooner.

Please click the Verification of Benefits button and submit your insurance information so we can provide you with the best estimate of your total out-of-pocket costs. You should receive an email explaining your benefits within five business days, provided all necessary information is submitted.

Pay Using QR Code for Zelle

Health Shares

Blossom works with many health shares. We will provide all the necessary invoices and documentation you need.

 

Does Blossom take AHCCCS?

Blossom Birth Center is not contracted with AHCCCS plans but we do offer a discount for clients with AHCCCS and encourage clients to apply for the Willow Wish Grant https://willowwish.org/application. These grants help fund a portion of your birth center fees.

Please call our office with any additional questions 602-256-7766

 

Thank You for Choosing Blossom!

Blossom Birth & Wellness Center is a state-licensed facility that provides exceptional patient care for families seeking a natural birth experience. Our center is committed to creating a welcoming, safe environment where women can feel supported throughout their birth journey.

As post-COVID trends continue, many insurance companies are paying out less, making it more difficult for families to navigate their benefits. Unfortunately, this trend has made maternity care coverage more confusing. Every time insurance companies delay or reduce payouts, they save millions, but at Blossom, we strive to make your payment process as clear as possible.

Please get in touch with our team if you have any questions about our pricing schedule, fees, or insurance policies.